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For households

Plan money together, without the arguments

Share budgets, goals and bills with a partner or family member. Everyone sees the same numbers, and you choose who can edit.

Read-only bank connections

Owner, Editor and Viewer roles

Free for one person, forever

A couple sitting close together against a warm pink wall

What you get

Everything your money needs, nothing extra

Four tools most households use every week, built to work together and stay out of your way the rest of the time.

A young pilea plant in a white pot by a window

Budgets that follow real life

Category budgets adjust to paydays and roll over unspent money, so a quiet month helps the next one.

Bills, never a surprise

Every bill and subscription due in the next 30 days, with a reminder two days before.

Goals with a date

Set an amount and a deadline. WiseOwl tells you what to set aside each payday.

Ask about your spending

Ask how much went on takeout in August and get an answer with the charges listed.

38,412

households planning with WiseOwl

$1,284.60

average saved in the first six months

4.8/5

from 3,906 member reviews

In their words

Households who stopped guessing

I can see my parents’ bills from two states away and catch a missed payment before it becomes a late fee. They keep full control.

Fatima Al-Sayed

Pharmacist · manages her parents’ household

“The home goal says $612 per paycheck. Knowing the exact number made it easy to stick with.”

Aiyana Whitehorse

Civil engineer

“Separate households for home and the shop finally stopped me mixing the two.”

Samir Haddad

Small-business owner

Pricing

Simple plans for every household

Start free and upgrade when you need more. Every plan includes read-only bank connections and two-factor sign-in.

Free

For one person getting organised.

$0

forever

2 linked accounts

10 budget categories

Bill reminders

Web and mobile apps

Plus

For individuals who want the full picture.

$7.99

per month

Unlimited linked accounts

Unlimited budgets and goals

50 receipt scans per month

75 AI questions per month

CSV and PDF export

Household

Most popular

For couples and families sharing money.

$13.99

per month

Everything in Plus

Up to 6 household members

Owner, Editor and Viewer roles

150 receipt scans per month

200 AI questions per month

Prices in USD. Taxes may apply.

Plus trial

Try Plus free for 14 days

Unlimited budgets, receipt scanning and the WiseOwl assistant. We remind you three days before the trial ends.

WiseOwl

Calm control of your money, for you and everyone you share it with.

© 2026 WiseOwl Finance, Inc. WiseOwl is not a bank.

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