Blocks
Block Categories (12)
Personal finance
Know where every dollar stands
WiseOwl connects your bank accounts, budgets and bills in one calm view, so money decisions take minutes instead of evenings.
Rated 4.8/5 from 3,906 reviews · 38,412 households
What you get
Everything your money needs, nothing extra
Four tools most households use every week, built to work together and stay out of your way the rest of the time.
Budgets that follow real life
Category budgets adjust to paydays and roll over unspent money, so a quiet month helps the next one.
Bills, never a surprise
Every bill and subscription due in the next 30 days, with a reminder two days before.
Goals with a date
Set an amount and a deadline. WiseOwl tells you what to set aside each payday.
Ask about your spending
Ask how much went on takeout in August and get an answer with the charges listed.
Pricing
Simple plans for every household
Start free and upgrade when you need more. Every plan includes read-only bank connections and two-factor sign-in.
Free
For one person getting organised.
$0
forever
2 linked accounts
10 budget categories
Bill reminders
Web and mobile apps
Plus
For individuals who want the full picture.
$7.99
per month
Unlimited linked accounts
Unlimited budgets and goals
50 receipt scans per month
75 AI questions per month
CSV and PDF export
Household
Most popularFor couples and families sharing money.
$13.99
per month
Everything in Plus
Up to 6 household members
Owner, Editor and Viewer roles
150 receipt scans per month
200 AI questions per month
Prices in USD. Taxes may apply.
WiseOwl
Welcome back
Sign in to see your accounts, budgets and household.
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New to WiseOwl? Create a free account
September 2026
Your month at a glance
Net worth
$184,276.52
+2.4%
vs Aug 31
Spending
$6,412.38
−6.8%
vs August
Income
$9,840.00
0.0%
vs August
Savings rate
35%
+4 pts
vs August
Reviews
What members say after a year
4.8
/ 5 · 3,906 reviews
Average rating from member reviews on the App Store, Google Play and Trustpilot.
“Watching the payoff date move closer each month kept me going. $18,420 cleared in 22 months.”
Priya Raman
Nurse practitioner
“The subscriptions list paid for the app in the first week. I had no idea about two of them.”
Marcus Bell
Restaurant manager
“Large text, plain words, and a reminder before each bill. My daughter set it up in an afternoon.”
Ingrid Solberg
Retired librarian
“The free plan covers what I need on a tight stipend. I wish custom category icons were on Android too.”
Amara Nwosu
Graduate student
“I scan job receipts in the truck. My accountant gets a clean export instead of a shoebox.”
Diego Morales
Electrician
WiseOwl
Plan
Track
New in 3.8
Shared goals for households
Track one goal with contributions from everyone in the household.
Get started
Start your calmer money month
Join 38,412 households who check in with WiseOwl a few minutes a week and stopped worrying about the rest.
FAQ
Questions people ask before joining
Still unsure? Write to help@wiseowl.app and a person replies within one business day.
Good morning, Maya
Sunday, October 4 · 3 bills due this week
Net worth
$184,276.52
+2.4%
Spent in September
$6,412.38
−6.8%
Saved in September
$3,427.62
35% of income
Bills due in 7 days
$1,418.72
3 bills
Recent transactions
| Date | Merchant | Category | Account | Amount |
|---|---|---|---|---|
| Oct 3 | Shell #4410 | Transport | Meridian Visa ••4417 | −$52.18 |
| Oct 2 | Trader Joe's #142 | Groceries | Cascade Checking ••6021 | −$86.47 |
| Oct 1 | Transfer to Savings Pending | Transfer | Cascade Checking ••6021 | −$1,200.00 |
| Oct 1 | Riverside Apartments | Rent | Cascade Checking ••6021 | −$2,150.00 |
| Sep 30 | Pacific Power | Utilities | Cascade Checking ••6021 | −$118.63 |
| Sep 28 | Portland Public Schools | Income | Cascade Checking ••6021 | +$4,920.00 |
The WiseOwl shop
Tools for calmer money days
Paper planners, jars and pouches designed with the households who use WiseOwl. Free shipping over $60.
Planners
Best sellerEnvelope Budget Kit
12 monthly cards and 40 reusable envelopes
$24.00
Saving
Sinking Fund Jar Set
Four glass jars with chalk labels
$32.00
Planners
NewHousehold Money Planner
Undated, lay-flat, 52 weekly spreads
$38.00
Organising
Receipt Catcher Pouch
Waxed canvas with a dated tab index
$18.00
Home office
Quiet Hours Desk Plant
Hand-glazed pot, ready to plant
$29.00
Apparel
WiseOwl Tote
Heavy cotton, lime owl mark
$22.00
What's here
59+ production layouts organized into 12 categories. Each block is 100% token-pure, accessible, and ready for 1-click CLI installation.